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The Tools, Tips, And Technology You Need For Your Tomorrow.
What Is FinTech Freedom?
Historically, the road to financial freedom has been confusing and difficult to navigate.
Today, thanks to new technology a number of financial technology "fintech" startups have made it possible to find financial freedom. However, the sheer volume of new resources available has made it difficult to know where to begin.
FinTechFreedom is here to give you a roadmap and step-by-step process in order to put your personal finances on the path to financial freedom
Latest Articles
At the start of owning a business, money can be tight. Even if your financials are in good shape, it can be tempting to wear as many hats within your company as possible to cut costs. However, when it comes to bookkeeping, the investment is always worth it. Unless you are a professional accountant, having …
Read more5 Reasons Every New Small Business Owner Needs to Hire a Bookkeeper
What should you do to increase savings? Not just for saving, paying multiple bills can be a nightmare when a lot of necessary spending comes in your way. People struggling with their numerous debts only wish to know how to simplify their debt. They often consider bill consolidation programs to repay your bills. But this …
Read moreBest budgeting apps for 2022: Are they worthy of managing money?
The topic of interest rates can be both boring and hard to understand all at the same time. This article will outline high level the different types of interest rates as well as how they work. The Federal Reserve First, there are interest rates that are controlled by the Federal Reserve. The lowest rate is …
Read moreInterest Rates Explained
Here are some of the best personal finance and fintech posts from June 2020. To see previous months' top picks click here. Favorite Video This 8-year-old’s financial knowledge is mind blowing Favorite Podcast Exploitation Economy – Professor Scott Galloway Colleges have largely been able to make more money because of the fact that the federal …
Here are some of the best personal finance and fintech posts from May 2020. To see previous months' top picks click here. Banking & Budgeting Free Finance Courses For Students and Professionals Alike – The Simple Dollar A good rundown of some good online personal finance courses Credit & Debt Scott Galloway on The Future …
The largest and most overwhelming purchase and sale most people will ever make is on real estate. The most common of which is a home. When it comes to making this decision there is a vast amount of information available. However, most of the information covers only pieces of this transaction. This article compiles all …
Read moreThe Ultimate Guide To Buying & Selling Real Estate
Here are some of the best personal finance and fintech posts from April 2020. To see previous months' top picks click here. COVID-19 Capitalists or Cronyists? – Professor Galloway A number of excellent takeaways from this great article. Here is one: “However, no more. Modern-day “capitalism” in America is to flatten the risk curve for …
Identity theft is a growing problem that everyone must take proactive action on. Here are easy to follow steps to protect you and your family from becoming a victim of identity theft online. The Equifax breach has exposed a hidden truth that most of you were already aware of – your personal data has not, …
Read more6 Steps To Protect Your Identity
Here are some of the best personal finance and fintech posts from March 2020. To see previous months' top picks click here. COVID-19 Since the last update the World has changed quite rapidly as much of the World has been dealing with the rapid spread of this virus. The following are resources for those needing …
Here are some of the best personal finance and fintech posts from February 2020. To see previous months' top picks click here. College Costs I’m Glad My Parents Crushed My College Dreams – Financial Mechanic With the student loan debt crisis growing each day this is a unique perspective many will appreciate. Fintech Every Company …
Read moreFebruary 2020 Top Picks
Here are some of the best personal finance and fintech posts from January 2020. College Costs I’m Glad My Parents Crushed My College Dreams – Financial Mechanic With the student loan debt crisis growing each day this is a unique perspective many will appreciate. Fintech Every Company Will Be a Fintech Company – Andreessen Horowitz …
Read moreJanuary 2020 Top Picks
What would happen to everything you own if you were to pass away tomorrow? Do any of your family members or loved ones know where your online passwords are for everything? Do they have access to your Facebook account or to your bank account? Or would they be left scrambling to piece everything together? Given …
Read moreThe Ultimate Guide To Estate Planning In The Digital Age
The largest and most overwhelming purchase most people will ever make is in a new home. When it comes to making this decision there is a vast amount of information available. To get an overview of the state of housing The following resources will help you better understand the facts and figures surrounding homeownership. There …
Read moreTop Resources & Articles On Buying Real Estate
Here are some of the best personal finance and fintech posts from November 2019. Credit & Debt $69 Trillion of World Debt In One Infographic – Visual Capitalist Last month we looked at total U.S. debt composed of $23 Trillion in government debt, $13.5 Trillion in U.S. consumer debt and $1.4 trillion in U.S. student …
Read moreNovember 2019 Top Posts
Polina Marinova does an excellent weekly newsletter on Substack. You can easily subscribe here. This week's was especially good so I wanted to share. Good morning, friends! One of life’s great ironies is that simplicity has become pretty complicated. Technology was supposed to make our lives easier — and it has, in many ways — except it …
Read moreThe Case For Simplicity
A self-directed IRA provides various alternative investment options that are generally prohibited under traditional IRAs or 401(k). Self-directed IRAs are administered by trustees or custodians but are directly managed by the account holders. A Self-directed IRA is more flexible as compared to regular IRAs because it allows investors to distribute capital in a much broader …
Read more5 Things About Self Directed IRA You May Not Be Aware Of
Here are some of the best personal finance and fintech posts from October 2019. Banking & Budgeting & Bitcoin Will Bitcoin Ever Be Regulated? – Albaron Ventures The growth of bitcoin as well as other cryptocurrencies (including Facebook’s Libra) will continue to grow and as a result want to be regulated. This article explores just …
Read moreOctober 2019 Top Posts
Moving out of the house for the first time is one of the biggest steps you will ever take in your life. Yes, it’s thrilling. Yes, it’s scary. And that’s what makes it such a perfect introduction to life on your own. Living independently will take some getting used to, particularly when it comes to …
Read more5 Things To Do Before Moving Out for the First Time
Here are some of the best personal finance and fintech posts from September 2019. Banking & Budgeting Non-Banks Jumping Into Banking Roles – Money Under 30 Fintech companies will continue to lead the charge when it comes to innovation within the banking and overall financial sectors. Credit & Debt America’s Wealth Hinges on Its Ability …
Read moreSeptember 2019 Top Posts
Learning How To Learn – Why It Has Never Been More Important! The book “The World Is Flat” was first published back in 2005. In it, the author Tom Friedman mentioned a story about why it is so important to be able to “learn how to learn” This sentiment was important then and I would …
Read moreLearning How To Learn
Have you ever wondered why you should avoid Whole Life insurance? These following two examples will show you why you should avoid purchasing a Whole Life policy. Lessons Learned: Whole Life Insurance Policies First Example: Trust Yourself Not The Insurance Company Just the other day I was looking at a whole life policy statement that …
Read more3 Reasons To Avoid Whole Life Insurance
Here are some of the best personal finance and fintech posts from August 2019. Podcasts Ignatian Detachment – Bishop Robert Barron I really love listening to Bishop Robert Barron. Here is a homily Bishop Barron gave on St. Ignatius of Loyola on the negative and harmful impact that things like money, power, and honor can …
Read moreAugust 2019 Top Posts
College is expensive and growing costlier by the minute. As a result, more young adults are saying, “No thanks” to a four-year degree and finding more affordable ways to launch their careers. Instead of starting their adult life with nearly $30,000 in college debt, these financially savvy young adults are finding career paths that cost …
Read more4 Options for a Great Career Without College Debt
Here are some of the best personal finance and fintech posts from July 2019. Podcasts Naval Ravikant – How To Get Rich More insight here than you would expect from the simple yet achievable title! One you will likely want to listen to more than just once and might even suggest setting your calendar to …
The following article is a guest post from Brittany Fisher over at Financially Well. As retirement age draws near, it is normal to start worrying about money. Will you be able to live on your retirement income? Have you saved enough? What sacrifices will you have to make? It’s a smart idea to think about …
Read moreThe 4 Pillars Of Money Management In Retirement
This article discusses passive income investing options. FinTech Freedom is not responsible for investing loses or risks. Please see our disclosure statement. Just the term “Passive Income” brings with it feelings of joy and excitement! Passive income generally involves either an investment in time or money. This post will highlight ways to generate passive income …
Read more7 Proven Passive Income Ideas
Happy 4th of July! Here are some of the best personal finance and fintech posts from June 2019. Podcasts Bishop Barron: Catholicism and the Modern Age – Jordan Peterson Podcast While not a personal finance or fintech related post I highly recommend this podcast discussion between Jordan Peterson and Bishop Robert Barron. While your personal …
Read moreFintech Freedom’s June 2019 Top Posts
The following is a guest post from Jon Dela Cruz. Jon is a researcher with iCompareFX where he looks at how the world’s leading overseas money transfer companies operate. Outside of work, Jon likes bicycling around town. Statistics show that of all the American expats who live overseas, around 23% are retired. In addition, about …
Read moreWhat You Need to Know About Retiring Overseas
We have a habit of making our lives more complicated than they need to be. This includes our finances. The more I write the more I see how easy it can be to fall into the trap of complexity. This is especially true – although not always obvious – when it comes to our finances. …
Read moreSimplify & Automate Your Finances
As interest rates have continued to climb from historically low levels it is important that you optimize your money. This is especially true for cash accounts such as checking and savings. The best way to do this is to check with your bank and or brokerage to see if your “Core” account is a simple …
Here are some of the best personal finance and fintech posts from May 2019. Credit & Debt What Generation’s Debt Changed the Most in the Last Year? – Experian A look at how debt levels have changed since 2017 for each generation. Spoiler alert – a rip-roaring economy has only served to increase debt levels …
Read moreFintech Freedom’s May 2019 Top Posts