Here are some of the best personal finance and fintech posts from January 2020.
College Costs
I’m Glad My Parents Crushed My College Dreams – Financial Mechanic
With the student loan debt crisis growing each day this is a unique perspective many will appreciate.
Fintech
Every Company Will Be a Fintech Company – Andreessen Horowitz
As traditional financial services from banks to insurance companies and real estate become more disrupted the push by the fintech movement will soon find itself nearly everywhere!
Investing
Saving up for Something? Buy the Stock First – Budgets Are Sexy
Simple and highly effective strategy! Before you go out and buy something of significance consider buying the stock first. Not only forces you to save for the purchase first and avoid using a credit card but also gets you into the habit of investing! Win-win!
Best Performing Stocks Of The Past 12 Months – I Will Teach You To Be Rich
Read carefully…more about why it is nearly impossible to consistently pick winning individual stocks and why index funds are your best bet!
Forecasting Follies 2020 – Above The Market
Bottomline. Nobody (including your financial “advisor”) knows what is going to happen today, tomorrow or next week. Do not spend your time listening to forecasters making predictions about investing.
About Those Wall Street Forecasts – Crossing Wall Street
Once again…ignore forecasts and the forecasters that come with it!
Personal Finance
Wealth Is What You Don’t Spend – Collaborative Fund
Just like the health industry…people want to be more healthy and lose weight and will pay for it…we just aren’t always ready to put in the work. It is easy to spend more thinking you made progress when the obvious solution is to spend less and put in the work!
Three Things I Learned From My Estate Planning Lawyer Everyone Should Do & The Benefits Of A Revocable Living Trust – Financial Samurai
With the tragic passing of an icon like Kobe Bryant, it makes all of us reflect on what is most important in life.
Real Estate
Owning A Home Is Not For Everyone – A Wealth of Common Sense
A look into some of the less common and less acknowledged pros and cons of owning a home.
Saving
11 Things You Are Paying For That You Can Get For Free – Budgets Made Easy
The internet has made many things free that you used to have to pay for. For example, top-level college courses that students are still paying top dollar for are actually free and open to the public. If you are working on your budget see if you are spending any money in any of these areas before you spend any more of your hard-earned money on what others get for free!
Here’s How Much Americans Have Saved For Retirement At Different Ages – CNBC
A breakdown of where Americans stand when it comes to saving for their future. Most Americans are far from having saved these amounts. A study by the Transamerica Center for Retirement Studies found that the median retirement savings by age in the U.S. is $16,000 for people in their 20s, $45,000 in their 30s, $63,000 in their 40s, $117,000 in their 50s, and $172,000 in their 60s.
Miscellaneous Articles
“Enough” by John C. Bogle – James Clear
A perspective more of us need to hear on a more frequent basis!
2020 Startup Themes – Daniel Gross
An insightful look at both the macroeconomic and startup themes for 2020.
Policeman buys car seats instead of issuing a ticket to mom in need – Aleteia
Simple acts of kindness!
To see previous months' top picks click here.