Here are my September top posts! This month I am publishing this post a little early from Fincon. Stay tuned for a post covering #FinCon18!
Contents
Blockchain & FinTech
In Blockchain We Trust – MIT Technology Review
Great article on the Blockchain!
Identity Theft
A 6-Step Plan for Handling Identity Theft (Because I’ve Been There) – Broke Millennial
Great article to follow if you become a victim of identity theft. I would also recommend The 6 Steps To Protect Your Identity
Investing
The Math & Psychology Behind Lump Sum vs. Dollar-Cost Average Investing – FourPillarFreedom
Excellent post from Zach over at fourpillarfreedom which is both timely and well researched. With market values at records, I suspect many are wondering if they should put a lump sum of money to work or move in slowly with dollar-cost averaging. Here you will find the data and statistics on why lump sum investing has a slight edge.
Top 10 Reasons Why You Do Not Need A Financial Advisor – The Retirement Spot
It was hard to highlight even just a couple of these top 10 reasons – they are all worth reading!
Most Individual Stocks Underperform Index Funds – Four Pillar Freedom
Just in case you needed another reason to invest in broad-based diversified index funds like the S&P 500. And, along these same lines from The Simple Dollar – Why I Don’t Recommend Individual Stock Picking.
Rules To Counter the Market Crash – Chris Reining
Excellent list of 27 rules to follow should when we find ourselves in the next market crash sometime in the future!
Personal Finance
Here’s how much money Americans have saved – CNBC
Once again, shocking statistics but enormous opportunity to help those who need the most help and even more reason for personal finance curriculum in schools and for personal finance blogs like these to continue our important work!
In Charts: How American Household Finances Are Changing – VisualCapitalist
“Since 2008, student loan debt has surged by 131% – and auto loans by 52%. Mortgage debt, credit debt, and other non-housing debt have not yet crawled back to pre-crisis peaks.” Plus more!
Global Rich List – Not a post but a neat site which helps put your finances in perspective!
Real Estate
The Incredible Tax Benefits of Real Estate Investing – Madfientist
If you were ever curious about the tax benefits of real estate – this is the post for you!
Tech firms disrupt the property market – The Economist
This trend continues and I suspect will continue to do so rapidly on into the future!
Retirement
10 Retirement Accounts You Should Know About – Forbes
Good explanation of the common retirement accounts as well as the not so common retirement accounts that might be useful to you depending on your financial situation.
What is a Health Savings Account? – Good Financial Sense
A great article highlighting a great retirement account option!
Saving
Americans’ Compulsion for Clutter – Center for Retirement Research
“Hyper-consumerism has something to do with our financial stress. U.S. households have more possessions than in any other country.” Great post!
For a look at other amazing content from the personal finance, community be sure to check out Rockstar Finance.
To see previous months I have listed the top picks from all months on the top posts page.