Here are some of the best personal finance and fintech posts from April 2019.
Contents
Credit & Debt
A Look at the Shocking Student Loan Debt Statistics for 2019 – Student Loan Hero
These statistics speak for themselves…shocking! Something has to give sooner…or later. One reality that needs to be addressed and recognized by policymakers is the fact that as long as the federal government continues to be in the business of backing student loans the higher the costs will rise. This goes beyond simply just supply and demand. When the government gets involved costs rise because the lenders effectively no longer take on the risk and the universities know this. Make the college loan system a free and open market without government interference and costs will tumble and come more in line.
Estate Planning
What to Do If You Are the Executor of a Will – Go Banking Rates
We often make plans for our estate while we are alive but often forget the steps that need to be taken after passing. This article provides a great outline.
Investing
Transferring Retirement Assets from Vanguard to Fidelity – Retire Before Dad
I liked this article in particular because of the fact that it goes into a part of financial planning that we often forget – the importance of simplicity and automation.
Fees vs. Fines – Collaborative Fund
Is volatility in the stock market a fee or a fine? An interesting and thought-provoking look!
Average Net Worth By Age – My Millenial Guide
Where do you stack up?
Real Estate
How To Fail At Getting The Lowest Mortgage Interest Rate Possible – Financial Samurai
Okay, so it goes into how to fail at it but also – as a result – goes into how to get the best possible mortgage rate available.
Saving
The Well Being of U.S. Households – The Irrelevant Investor
The only good news…if you are reading this the odds are pretty good that you are in better financial health then the average. The bad news….almost everything else!
Ode to Pennies – Budgets Are Sexy
Really fun article with an even greater time value of money chart!
Miscellaneous Links We Liked
The Strangely Simple Rules of Life – Roundwood Press
50 simple rules that are often easy to forget. One of the many great rules “None of us gets out of here alive. So chill out and consider the bigger picture.”
The Ultimate Guide To Writing Online – David Perell
“Writing online is the fastest way to accelerate your career” Find out why!
Why We’ll Never All Be Happy Again – A Wealth Of Common Sense
Things are unquestionably getting better over time but people assume things are unquestionably getting worse over time. Here are the facts.
For a look at other amazing content from the personal finance community take a look at Rockstar Finance.
To see previous months top picks click here.