Saving
Saving Tools, Tips & Technology For Your Tomorrow
Let's face it - we aren't very good at saving. The average savings rate for individuals from year-to-year fluctuates in the single digits as a percentage of what we earn. There is a lot of truth to the saying "We live as if there's no tomorrow" Well guess what? Tomorrow is here and we unfortunately still fail to see it. The longer we put off saving for tomorrow will only result in a reduced standard of living tomorrow. The fintech community is stepping up to meet this challenge. Here you will find the latest tools, tips, and technology designed to help you save for you tomorrow.
5 Things To Do Before Moving Out for the First Time
Moving out of the house for the first time is one of the biggest steps you will ever take in your life. Yes, it’s thrilling. Yes, it’s scary. And that’s what makes it such a perfect introduction to life on your own. Living independently will take some getting used to, particularly when it comes to …
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Optimize Your Money
As interest rates have continued to climb from historically low levels it is important that you optimize your money. This is especially true for cash accounts such as checking and savings. The best way to do this is to check with your bank and or brokerage to see if your “Core” account is a simple …
Investing For College With U-Nest
College tuition prices are rising exponentially each year and 44.7 million* Americans have student loan debt. The average monthly student loan payment is $393*. Student loan debt is by far the largest burden for most Americans today. With this in mind, saving for your child’s college education is one of the most important things you …
23 Ways To Save Money In 2019
I just finished reading The Index Card: Why Personal Finance Doesn't Have to Be Complicated and it was well worth it! The primary premise of the book is that many of us view personal finance as being too complicated and something we need to leave to the “experts” or those with the fancy financial degrees. The truth is, you don’t have to. Plus, why would you want to put someone else in charge of your future other than you? One of the first steps of personal finances is to save money.
Car Insurance Hacks to Save Hundreds
Imagine: After days of meeting with private dealers, wiping off the sweat from your brow while leaving dealerships, and test driving what seemed like an endless amount of options, you’ve settled on a car and you’re ready to cut a check and go home. But wait – what about car insurance? Except after you hand …
Choosing Which Big Purchases Are Avoidable
There are many financial purchases that can change one's life. And big purchases tend to have the biggest effect. These purchases have their rewards, but they also run the risk of crushing debt and hurting one’s credit score. By taking charge of personal finances early, you can decide whether it’s time to take the leap …
5 Lazy Ways To Make Saving Easy
Maybe lazy is too harsh a term, but who has time to focus on saving? All too often saving goes out the window because we are busy and it is one more thing on the “to do” list to make a conscious effort. The reality is that most full-time workers live paycheck to paycheck. Save …